This simple tool is designed to get you out of the credit mess as fast as possible.

The idea is that you tell Credit-Repair-Planner about your existing credit card debt and how much you can afford to pay back each month. Credit-Repair-Planner will then generate an optimized repayment plan that not only clears your debt as fast as possible but also gets your credit back as fast as possible.

The idea is simple: two things especially ding your credit: high total debt on credit cards and debt on any one card surpassing 50% of the card limit. Therefore, Credit-Repair-Planner simply creates a repayment plan which pays down each card (starting from the highest-interest card) until they are all below 50% then goes back again to the highest-interest card and pays it down to zero.

All you have to do is 1) stick with the program and 2) stop spending on the darned cards!

Getting control of credit is hard, it takes hard work and determination. You could come up with a repayment plan yourself, we just hope that Credit-Repair-Planner helps make the process of planning more concrete and therefore achievable. As they say, a journey of thousands of dollars... starts with a single payment.

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You may remember P. T. Barnum as that great showman, and as the person who coined the phrase "There’s a sucker born every minute" (though he didn't!). But his roller coaster ride of success and failure, building and loosing several fortunes during his lifetime makes the lessons he shares in his book "The Art of Money Getting" even more valuable.

Barnum was born in Bethel, Connecticut, the son of an inn-and store-keeper. He first started out in the family business, becoming a store-keeper himself. This turned out not to be for him and in 1829 he turned his hand to publishing, starting a weekly newspaper 'The Herald of Freedom'. His version of freedom of speech was a bit too 'free', and after several libel suits and a prosecution which resulted in imprisonment, he moved to New York City in 1834. Then, in 1835 he began the career for which we know him the best, as a showman, by buying an exhibition of a blind and almost completely paralyzed African-American slave woman, Joice Heth, claimed by Barnum to have been the nurse of George Washington, and to be over a hundred and sixty years old.

Over the next 53 years, Barnum built, lost and rebuilt some of the 'greatest shows on earth' including Barnum's American Museum, a touring exhibition of Charles Stratton, the celebrated midget "General Tom Thumb", and "P. T. Barnum's Grand Traveling Museum, Menagerie, Caravan & Hippodrome", a traveling amalgamation of circus, menagerie and museum of "freaks", which by 1872 was billing itself as "The Greatest Show on Earth".

He wrote several books including many versions of his autobiography, including the "Art of Money Getting" to share the golden rules he had discovered and used so effectively for making money.

As in so many areas of life learning, certain methodologies and recommendations remain timeless, and maintain their relevance no matter their age. All the self help, motivational, positive thinking books are in essence reprints ... re-expressing what came before in a different way. As it is with this book. Success is the result of effort, and as always, it is how you choose to direct your effort that will either deliver or fail to deliver the outcomes you seek

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Napoleon Hill was born into poverty in 1883, and as a teenager, began writing as a reporter for small newspapers. He had visions of becoming a lawyer, and did in fact enter law school, but financial constraints soon forced him to withdraw.

Then in 1908, industrialist Andrew Carnegie commissioned him to interview hundreds of successful men and women, in an effort to prove his theory that success could simplified down to a clear-cut formula.

Hill interviewed the most famous (and richest) people of the time, and The Success Formula was published in Hill’s 1928 book The Law of Success”. Hill reveals additional information on his success formula in the most famous of his works, “Think and Grow Rich”, published in 1937. It has sold more than thirty million copies to date.

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The book was banned by the Church in 1933 and has been hidden away for decades.

Rumor has it that while he was attending Harvard University, Bill Gates discovered and read The Master Key System. It was this book that inspired the future founder of Microsoft to drop out of the University and pursue his dream of "a computer on every desktop." You probably know the results...

It is Silicon Valley's secret that almost every entrepreneur who made a fortune in recent years did so by studying the words Mr. Haanel penned around 100 years ago! Almost every millionaire in the Valley read The Master Key System by Charles F. Haanel. Since this book was no longer in print until recently, copies of The Master Key System became a hot commodity in the Valley. And I've even made it easier for you lazy folk! It's an audio book. You don't even have to read it! But you can if you would like! I'm giving you both.

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As A Man Thinketh is partly responsible for the creation of the entire personal development industry. Most contemporary PD authors and teachers credit this little book for providing foundation to their principles. It is a set of philosophical musings on the power of our thoughts.

From the Earl Nightingale collection, Earl is widely regarded as the father of modern day personal development, in his best-selling recording, called the ideas in this book, "The Strangest Secret". The secret, he said, is "we become what we think about".

Mr. Secret - Bob Proctor picked up the torch to expand on Earl Nightingale's vision and continues to expand on this same book with his own philosophical ideas and concepts. (Psst - Secret: I shared the stage once with Bob in Montreal.)

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Written in 1910 here is an excerpt from the timeless classic...

"The ownership of money and property comes as a result of doing things in a certain way. Those who do things in this certain way, whether on purpose or accidentally, get rich. Those who do not do things in this certain way, no matter how hard they work or how able they are, remain poor.

"It is a natural law that like causes always produce like effects. Therefore, any man or woman who learns to do things in this certain way will infallibly get rich."

This is digital audio(MP3) and ebook. Instantly available to you after purchase!